Canada Survivor’s Allowance September 2025.Losing a spouse or common‑law partner is a deeply saddening event, and in the wake of such loss, financial instability can intensify the burden. The Canadian government offers the Allowance for the Survivor (sometimes known as the “Survivor’s Allowance”) to mitigate this hardship for eligible individuals aged 60 to 64 who are not yet recipients of the full Old Age Security pension. In this blog, we explore what the benefit entails as of September 2025—its eligibility criteria, benefit amounts, payment schedule, and other salient particulars you need to know.
Canada Survivor’s Allowance September 2025-Overview
| Article on | Canada Survivor’s Allowance September 2025: Check Amount, Eligibility & Payment Dates |
| Eligibility Age | 60 to 64 years |
| Max Monthly Amount | $1,663.81 (non-taxable) |
| Income Limit | $29,976 annual net income |
| Payment Date | September 25, 2025 |
| Application Needed | Yes – must apply through Service Canada |
What is the Allowance for the Survivor?
The Allowance for the Survivor is a non‑taxable monthly benefit administered under the Old Age Security (OAS) program in Canada. It is intended to provide income support to survivors (widows, widowers, or those whose common‑law partner has died) who are between the ages of 60 and 64, and who do not yet qualify for the standard OAS pension (which begins at age 65). The allowance helps bridge the gap during the interim period before full pension eligibility.
Eligibility Criteria
To receive the Survivor’s Allowance, an applicant must satisfy a number of conditions. Here are the specific eligibility requirements as of mid‑2025:
| Criterion | Details |
| Age | Must be 60 to 64 years old. |
| Marital status | Your spouse or common‑law partner must have died, and you must not have remarried or entered into a new common‑law relationship since that death. |
| Residency & citizenship | Must be a Canadian citizen or legal resident. Additionally, you should have resided in Canada for at least 10 years since you turned 18. In some cases, having lived or worked in a country with a social security agreement with Canada may allow partial eligibility if the full residency requirement is not met. |
| Income threshold | Your annual net income from the prior year must be below a certain maximum. The threshold as of 2025 (for persons in this category) is $29,976. If your income is less than this, you may receive up to the maximum benefit; if it is higher, benefit may be reduced or ineligible. |
| Application requirement | This allowance is not automatically granted—you must apply, using forms provided by Service Canada. |
Amount of Benefits
The benefit amount you receive depends on your previous year’s net income—the lower your income, the closer you get to the maximum monthly payment. As of January to March 2025, the maximum monthly payment for someone who qualifies (i.e. income below the threshold) is $1,647.34. From available sources later in 2025, especially August/September, this maximum gets adjusted (increase) each quarter to reflect changes in the cost of living (via the Consumer Price Index). The exact amount for the period July to September 2025 is often quoted around $1,663.81 as the maximum.
Payment Dates & Disbursement
Understanding when payments are made helps in budgeting. For 2025, payments for OAS, Guaranteed Income Supplement (GIS), Allowance, and the Allowance for the Survivor follow a scheduled pattern.
- The September 2025 payment date is Thursday, September 25, 2025.
- Payments are issued monthly.
- Beneficiaries can choose to receive payments via direct deposit (bank transfer) or by mailed cheque. Direct deposit is preferred for speed and reliability.
- The benefit amounts (maximum rates, thresholds) are reviewed quarterly as January, April, July, and October—so the amount effective at any given period is based on the latest review.
September 2025 Snapshot: What to Expect
Putting it all together, here’s a summary of what survivors in the 60‑64 bracket should expect for September 2025 under the Canadian program:
- Payment date: September 25, 2025 – if you receive direct deposit, the amount should reach your bank that day. If you get a cheque, allow for postal delay.
- Maximum amount: Up to $1,663.81 (for those whose prior‑year income is sufficiently low).
- Income threshold: Around $29,976 is the upper bound for prior‑year net income for eligibility.
- Eligibility window: Age 60‑64, spouse or partner deceased, no remarriage/common-law after, at least 10 years’ residency since age 18 (or some social security agreement for partial eligibility) etc.
- Application required if you haven’t already set this up.
Final Thoughts
The Allowance for the Survivor in Canada is a critical benefit for widows/widowers or survivors aged 60‑64 who are not yet receiving the Old Age Security pension. As of September 2025:
- You may receive up to $1,663.81/month, non‑taxable, depending on income.
- The payment date for September is September 25, 2025.
- You must satisfy the age, residency, income, and marital status criteria, and you must apply.
FAQs for Canada Survivor’s Allowance September 2025
Up to $1,663.81 per month, depending on your income.
Canadians aged 60–64 whose spouse or common-law partner has died and who meet income and residency rules.