Fri. Sep 26th, 2025

What to Do If You Get a Civil Summons in California?.Getting served with a civil summons in California can feel stressed. One day you are going about your life, and the next you are holding legal papers telling you someone is suing you.

It is normal to feel anxious or even panicked but the most important thing to know is that you have rights and you have options. In this given blog, we will walk you through what a civil summons means, why you received it, and the steps you should take to protect yourself. 

What to Do If You Get a Civil Summons in California?-Overview

Article on What to Do If You Get a Civil Summons in California?
What it isNotice you’re being sued.
Deadline30 days if served in person; 40 days if substituted service.
Why suedCommonly for debt, contracts, negligence, or accidents.
Your optionsFile an Answer, file a motion, negotiate, or settle.
If you ignoreRisk of default judgment and collections.

What Exactly Is a Civil Summons?

A civil summons is a court document that notifies you that a lawsuit has been filed against you. If you have received one, you will also have a second document known as Complaint.

  • The Summons (form SUM-100) tells you that you are officially being sued.
  • The Complaint explains why the lawsuit was filed, what the plaintiff claims you did, and what they are asking for.

In the Complaint, you’ll see details such as:

  • Who is suing you – Sometimes an individual, other times a business or creditor.
  • Why they are suing you – The legal reason, known as the cause of action.
  • What they want from you – Usually money, called damages, but sometimes other requests.

Why Am I Being Sued?

There are many reasons someone might file a civil lawsuit in California. Some of the most common causes of action include:

  • Breach of Contract – You allegedly broke an agreement.
  • General Negligence – You are accused of not acting reasonably, causing harm to the plaintiff.
  • Motor Vehicle Accident – You were involved in an accident that hurt someone or damaged their property.
  • Debt Collection – A creditor or debt collector claims you owe money on things like credit cards, loans, or medical bills.

How Much Time Do I Have to Respond for the Summons in California?

Timing is critical when you receive a civil summons in California.

  • If you were personally handed the papers.
  • If the papers were given to someone else at your home or work, and then mailed to you and you have 40 days from the mailing date to respond.

What Are My Options After Getting Summons?

Once you’ve received a summons and complaint, you have several possible paths forward:

1. File an Answer

An answer is your formal written response to the Complaint. You admit or deny the allegations and state your defenses. Filing an Answer keeps the case active and ensures you get a say in court.

2. File a Motion

Sometimes you may file a motion instead of, or in addition to, an Answer. Common examples include:

  • Arguing you were not properly served.
  • Claiming the Complaint doesn’t state a valid legal claim.

3. Negotiate or Settle

You can contact the plaintiff or their lawyer to try resolving the matter outside the court. Many cases were settled without going to trial as per the details. 

4. Do Nothing (Not Recommended)

If you ignore the summons, the plaintiff can win by default. This often results in deduction in wage, bank charges, or charge against the property.

What Happens If You Don’t Respond?

If you let the deadline pass, the plaintiff can request a default judgment. This usually means:

  • You automatically lose the case.
  • Collection actions could follow, such as garnishing your paycheck or freezing your bank account.

Tips for Handling a Civil Summons Calmly

  • Don’t Panic: Many people get served and this does not make you a criminal.
  • Mark Your Calendar: Count your 30 or 40 days carefully because the deadlines are strict.
  • Stay Organized: Create a folder for all lawsuit papers.
  • Be Respectful: Even if you think the lawsuit is unfair, treat the process seriously.

Final Thoughts

A civil summons is just the beginning of a legal process where you still have the chance to be heard. By reading the papers carefully, tracking your deadlines, exploring your options, and filing a response on time, you can protect your rights and improve your chances of a fair outcome.

Home Pagehttps://sbbarristers.com/

FAQs for What to Do If You Get a Civil Summons in California?

What is a civil summons?

It is basically a court document which tells you that someone filed a lawsuit against you.

How long do I have to respond to this summon?

The citizen has around 30 days if served physically, or 40 days if served by alternative service.

Do I need a lawyer?

Not always, but legal advice can make a big difference in protecting your rights.

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